Urban Jungle’s Contents Insurance is a flexible insurance policy designed for modern living. Created with tenants and renters in mind, it provides simple, tailored cover for your personal property inside your home.
Urban Jungle Contents Insurance offers coverage for all sorts of items and circumstances, with the option to add cover for outside the home. Things covered include:
- Your essential tech like your phone and laptop
- Your bicycle
- Jewellery and watches
- Electronic equipment
- Musical instruments
- Books and collectables
- Clothes, shoes, and everyday accessories
- Amateur sports equipment
- Furniture and home furnishings
- Tenant's Liability to cover you against accidental damage by you to your landlord's property, including fixtures and fittings
Wondering how to protect your belongings as a renter? If any of the above sounds like what you need, you can get a quote for Urban Jungle Renters Contents Insurance below.
What is Renters Contents Insurance?
Think of contents insurance like packing for a move. Everything you would take with you is considered your contents.
Urban Jungle’s Contents Insurance is designed to be flexible, whether you’re in a long term rental, or your set up is more short term, like student accommodation or if you’re living with housemates that change frequently. You can get contents cover for all the stuff that makes your house a home; like your furniture, clothes and jewellery, as well as things like your laptop and bike.
Unlike homeowners and landlords who need to protect the physical building and structure, tenants only need to look after their personal possessions.
You can get in home cover, and add out of home cover, which is sometimes called personal possessions cover.
| Core In-Home Cover | Out-of-Home Cover (Add-on) |
|---|---|
| Core contents insurance protects your personal belongings (from your furniture to your clothes and tech) while they are safely inside your rented property. | An optional add-on that extends your protection to cover items that you regularly take outside your home. This includes stuff like laptops, phones, jewellery and bicycles. |
Get an Urban Jungle Contents Insurance quote here:
Why “Urban Jungle”?
Urban Jungle is built from the belief that insurance shouldn't be a headache, so the process is faff-free and jargon-free, and customers can get a quote in minutes.
Because life changes quickly, Urban Jungle insurance policies are designed for ultimate flexibility. If you move, or need to make changes to your policy, you can manage your policy online, 24/7.
Need to add a new housemate? You can cover up to six unrelated people living under the same roof. Whether you choose a monthly rolling or an annual policy, you’ll enjoy total control and free online changes with absolutely no hidden fees.
By operating as an online-first insurtech business, Urban Jungle uses smart tech to catch fraud and keep prices low. Being tech first also means no long phone calls, hidden fees, or charges to make changes to your policy. Urban Jungle is also a Certified B Corp (since 2022), and actively funds carbon removal technologies, alongside running the office on 100% renewable electricity.
Who is renters contents insurance for?
Renters Contents Insurance is for tenants living in private rentals, student accommodation, or house shares, looking to cover their personal possessions. So whether you're a couple, family, house-sharing or living alone, Renters Contents insurance could be for you.
But your landlord’s insurance typically only covers the physical building and their fixtures. If there’s a leak, a fire, or a break-in, your clothes, laptop, phone, bike, and furniture are usually not covered unless you have your own contents insurance.
What does Urban Jungle Renters Insurance cover?
Urban Jungle has designed policies around how people actually live today. Contents Insurance for tenants is fully customisable, so you only pay for the cover you need.
Flexible cover levels and add-ons to your core policy mean you can tailor your Contents Insurance to suit your needs. You can even choose your excess (the amount you have to pay if you need to make a claim), giving you complete control over your policy.
Plus, Urban Jungle Contents Insurance policies include Tenant’s Liability Insurance at no extra cost, meaning you’re covered against the cost of accidental damage to your landlord’s property, during your tenancy.
Urban Jungle Contents policies can be bought as a standard plan starting from just £5 a month, with various optional protections tailored to your life:
Fire & smoke
Covers you if a fire or the resultant smoke causes damage or loss to your contents.
Theft & vandalism
Covers you against breaking and entering into your home, whether something is stolen or just damaged.
Storms & flood
Covers your contents kept indoors if a storm or flood causes damage to your contents.
Household leaks
Covers your contents against damage resulting from household leaks of water or oil from pipes or appliances in your home, or any adjacent property.
Liability
Covers you for any amounts you are legally liable to pay for damage to property and/or bodily injury. This is limited to £2 million.
Alternative accommodation
Pays for a place substantially the same as your existing accommodation for you and your pets to stay in the event your home becomes uninhabitable
Urban Jungle Renters Insurance customer satisfaction: What do our customers say?
Rated Excellent on Trustpilot from over 14,000 reviews
Kat
Super easy, good prices and no fuss. A renter's dream honestly. Took about 5 minutes to change details when we moved to a different property. It saves so much stress that I know at least I don't have to worry about this.
Patricia Bernstein
Quick, simple & smooth to buy, no hassle involved.Really great that as a renter you have the option to pay monthly instead of yearly due to changes in the rental market.Thoroughly happy with purchase & would advise all renters to shop on this site for Insurance..Many thanks for great peace of mind !!!!
Gary Wood
As a renter I need no nonsense…
As a renter I need no nonsense insurance and that’s exactly what I get from Urban Jungle. Good service, good price.
