Tenants Liability Insurance is designed to cover your landlord’s stuff when you live in a property as a renter.
Tenants Liability Cover can cover accidental damage to your landlord’s fixtures, fittings or furniture. Your landlord or letting agent may recommend it. Get covered from just £55 a year.
Get a quoteTenants Liability Insurance is designed to cover your landlord’s stuff when you live in a property as a renter.
Tenants Liability Cover can can cover accidental damage to your landlord’s fixtures, fittings or furniture. Your landlord or letting agent may recommend it. Get covered from just £55 a year.
Get CoveredTenants Liability Insurance covers your landlord’s stuff that your tenancy agreement says you are liable for. It can cover accidental damage to your landlord’s fixtures, fittings or furniture.
It could be something as small as stains on carpet, or something bigger like a broken window.
You won’t be covered for your liability in causing a fire (so watch those candles), and you won’t be covered for wear and tear, or damage caused deliberately or through negligence.
Theft, flood damage or any damage to the building comes under your landlord’s Building Insurance. Take a look at our Tenants Liability guide to find out more.
You can read our tenants liability guide for more information.
Who is Tenants Liability Insurance for?
Tenants Liability Cover is for renters/tenants. Often your landlord or letting agent will recommend it, although under new laws they can’t force you to take out a policy.
Our standalone Tenants Liability Insurance policy is most suited to people who don’t have a lot of stuff or are being advised to buy it by their landlord or letting agent.
We include Tenants Liability Insurance with our Contents Insurance at no extra cost, so if you have stuff that needs cover as well as covering your landlord’s things, that could be the policy for you. And the best part? It starts from just £5 a month.
Our Tenants Liability Cover offers you broad protection, and is designed to meet landlord and letting agent’s requirements helping you to stress less. Plus, at just £55 a year for £5,000 of cover, it’s easy on your bank balance.
Our stand alone Tenants Liability Insurance is just £55 a year for £5,000 of cover, or £65 a year for £10,000 of cover.
Product features
Or if you need to protect your own stuff as well, our Home Contents Insurance includes Tenants Liability Cover at no extra cost, starting from just £5 a month or £60 a year. So for just £5 extra a year, you can sit back, relax and know that your insurance is taken care of.
Get CoveredYou might be wondering...
Tenants Liability Insurance is designed to cover your
landlord’s fixtures, fittings and furniture against
Accidental Damage.
Urban Jungle sells a stand-alone tenants liability insurance
product from just £55 per year. It’s also included as
standard in the Contents Insurance policy from just £5 per
month/ £60 per year - here you can cover your own stuff too!
Find out more about
Tenants Liability Insurance here.
The short answer is no, it’s not against the law to not
purchase Tenants Liability Insurance.
Although Tenants Liability Insurance is not mandatory in the
UK landlords and letting agents may ask you to purchase it.
Tenants Liability Insurance is designed to cover your
landlord’s stuff as a renter. It’s designed to cover if
you accidentally damage your landlord’s fixtures and
furniture.
Urban Jungle’s Tenants Liability Insurance:
Tenants Liability Insurance is not a legal requirement in the UK. When thinking about ‘do I need Tenants Liability Insurance?’ you should remember that you will be responsible for your landlord’s fixtures and furniture. You will need to consider if something gets accidentally damaged if you will be able to financially cover it at the end of your tenancy.
Tenants Liability Cover isn’t always included in Contents
Insurance so it’s important to check the policy document
before you buy a policy.
Urban Jungle’s Contents Insurance product includes Tenant
Liability Insurance cover as standard from just £5 per
month. No need to add it as an extra.
Urban Jungle’s Tenants Liability standalone product is £55
or £65 per year. Why not include Contents Insurance which
includes Tenants Liability from just £60 per year. Get a
Contents Insurance quote here.
If your landlord requests you to purchase Tenants Liability
Cover you may have to prove that you’ve purchased it and
we’ve made it easy for you to do.
If you have our Tenants Liability Policy, you can send your
full policy document.
If you have our Standard Contents Policy, you can send your
landlord, letting agent (or anyone else who needs to know)
your full policy document to prove you have Tenant’s
Liability cover. Your Tenant’s Liability cover level is
listed in the “Schedule of Insurance & Statement of Fact”
section.
Here when you need us
Need a hand or got a question? No problem. Our team of experts are here to help on live chat or by phone. Or take a look at our FAQs.
Our FAQs Get in touchNot quite right? Take a look at our other policies.
Urban Jungle’s Tenants Liability Insurance is underwritten by Astrenska Insurance Limited.