Tenants Liability Insurance

Tenants Liability Insurance is designed to cover your landlord’s stuff when you live in a property as a renter.

Tenants Liability Cover can cover accidental damage to your landlord’s fixtures, fittings or furniture. Your landlord or letting agent may recommend it. Tenants Liability Insurance is included as standard in our Contents Insurance policies - available from £5/month.

Get a quote

Tenants Liability Insurance

Tenants Liability Insurance is designed to cover your landlord’s stuff when you live in a property as a renter.

Tenants Liability Cover can can cover accidental damage to your landlord’s fixtures, fittings or furniture. Your landlord or letting agent may recommend it. Get covered from just £55 a year.

Get Covered

What is Tenants Liability Insurance and what does it cover?

Tenants Liability Insurance covers your landlord’s stuff that your tenancy agreement says you are liable for. It can cover accidental damage to your landlord’s fixtures, fittings or furniture.

It could be something as small as stains on carpet, or something bigger like a broken window.

You won’t be covered for your liability in causing a fire (so watch those candles), and you won’t be covered for wear and tear, or damage caused deliberately or through negligence.

Theft, flood damage or any damage to the building comes under your landlord’s Building Insurance. Take a look at our Tenants Liability guide to find out more.

You can read our Tenants Liability guide for more information.

Who is Tenants Liability Insurance for?

Tenants Liability Cover is for renters/tenants. Often your landlord or letting agent will recommend it, although under new laws they can’t force you to take out a policy.

We include Tenants Liability Insurance as standard with our Contents Insurance , so if you have stuff that needs cover as well as covering your landlord’s things, that could be the policy for you. And the best part? It starts from just £5 a month.

Why Choose Us?

We’re here to make insurance smart and simple. We know you’ve got a million and one things you’d rather be doing, so we’re here to make insurance simple so you can get back on with your life.

Clear, fair prices

Contents Insurance starts from just £5 a month or £60 a year. Unlike some other insurance providers, we don’t charge interest on your Urban Jungle Insurance policy if you pay monthly.

Covered in minutes

We want to make things as quick and easy as possible, no baffling questions, just a few simple details – we won’t ask how flat your roof is!

Tweak your package

Design your Home Contents policy to suit you. Add the coverage you need, take off what you don’t and make changes whenever you need online for free.

Here’s how it works

1

Give us a few details

Just 5 quick and easy questions about your current setup. No unnecessary questions from us.

2

Customise your package

Create a policy to suit your needs, like adding Out of Home Cover. Never pay for cover you don’t need.

3

Relax. You’re covered

You’re all set! Need to make a change? Update your policy or cancel online for free 24/7.

Get Covered

You might be wondering...

What is Tenant Liability Insurance?

Tenants Liability Insurance is designed to cover your landlord’s fixtures, fittings and furniture against Accidental Damage.

Urban Jungle sells Tenants Liability Insurance as a standard part of the Contents Insurance policy from just £5 per month/ £60 per year - here you can cover your own stuff too!

Find out more about Tenants Liability Insurance here.

Is Tenants Liability Insurance mandatory?

The short answer is no, it’s not against the law to not purchase Tenants Liability Insurance.

Although Tenants Liability Insurance is not mandatory in the UK landlords and letting agents may ask you to purchase it.

What does Tenant Liability Insurance cover?

Tenants Liability Insurance is designed to cover your landlord’s stuff as a renter. It’s designed to cover if you accidentally damage your landlord’s fixtures and furniture.

Urban Jungle sells Tenants Liability Insurance as a standard part of the Contents Insurance policy from just £5 per month/ £60 per year - here you can cover your own stuff too!

Get a quote now.
Do I need Tenants Liability Insurance?

Tenants Liability Insurance is not a legal requirement in the UK. When thinking about ‘do I need Tenants Liability Insurance?’ you should remember that you will be responsible for your landlord’s fixtures and furniture. You will need to consider if something gets accidentally damaged if you will be able to financially cover it at the end of your tenancy.

Does Tenants Liability cover include Contents Insurance?

Tenants Liability Cover isn’t always included in Contents Insurance so it’s important to check the policy document before you buy a policy.

Urban Jungle’s Contents Insurance product includes Tenant Liability Insurance cover as standard from just £5 per month. No need to add it as an extra.
Get a Contents Insurance quote here.

How can I prove I have Tenants Liability Cover to my landlord or property agent?

If your landlord requests you to purchase Tenants Liability Cover you may have to prove that you’ve purchased it and we’ve made it easy for you to do.

If you have our Standard Contents Policy, you can send your landlord, letting agent (or anyone else who needs to know) your full policy document to prove you have Tenant’s Liability cover. Your Tenant’s Liability cover level is listed in the “Schedule of Insurance & Statement of Fact” section.

More FAQs

Here when you need us

Need a hand or got a question? No problem. Our team of experts are here to help on live chat or by phone. Or take a look at our Help Center.

Our Help Center Get in touch

Not quite right? Take a look at our other policies.

Urban Jungle’s Tenants Liability Insurance is underwritten by Astrenska Insurance Limited.