Urban Jungle’s student Contents Insurance is designed to cover your stuff whether you’re in your student house, shared accommodation, or out and about. It can cover things like your phone, laptop, bike and other bits and bobs against accidental damage, theft and loss.
Our monthly policies start at £5 and you can cancel any time for free. Just answer 5 simple questions and you’ll have a quote in minutes.
Urban Jungle’s student Contents Insurance is designed to cover your stuff whether you’re in your student house, shared accommodation, or out and about. It can cover things like your phone, laptop, bike and other bits and bobs against accidental damage, theft and loss.
Our monthly policies start at £5 and you can cancel any time for free. Just answer 5 simple questions and you’ll have a quote in minutes.
Urban Jungle’s student Contents Insurance covers the stuff you own. That means things like your laptop, clothes, and phone. Anything that’s a structural part of the building isn’t typically covered under Contents Insurance policies, so that’s things like your sink or flooring.
If you’re living away from home while at uni or college you’ll likely be renting your new place - whether that’s a room in student halls, a flatshare or a student house. Urban Jungle’s student renters Insurance is created with renters in mind.
If you’re in halls, our policies are designed to cover the stuff in your room if it has its own room number and lockable door. And if you live in a shared house you can add your housemates onto your policy too. You can even include Common Areas to cover your things in shared spaces, like kitchens and living areas.
Our policies cover your things against damage caused by a storm or flood, fire and smoke, household leaks, and they cover you if your student house or room gets broken into. Tenants Liability Insurance is also included, which is designed to cover if you accidentally damage stuff that belongs to your landlord that you are responsible for during your tenancy. All from just £5 a month.
If you’re living away from home while at uni or college you’ll likely be renting your new place - whether that’s a room in student halls, a flatshare or a student house. Urban Jungle’s student renters Insurance is created with renters in mind.
If you’re in halls, our policies are designed to cover the stuff in your room if it has its own room number and lockable door. And if you live in a shared house you can add your housemates onto your policy too. You can even include Common Areas to cover your things in shared spaces, like kitchens and living areas.
Our policies cover your things against damage caused by a storm or flood, fire and smoke, household leaks, and they cover you if your student house or room gets broken into. Tenants Liability Insurance is also included, which is designed to cover if you accidentally damage stuff that belongs to your landlord that you are responsible for during your tenancy. All from just £5 a month.
If you’re asking yourself “Do I need Contents Insurance as a student?” you might also be thinking about student laptop insurance and wondering does Contents Insurance cover mobile phones?’
When thinking about what student Contents Insurance covers, imagine you’re packing for uni or college, what are you going to pack? Most things you own and take with you is considered your contents. Here are something things that could be covered by student Contents Insurance:
It’s up to you to decide whether to get yourself covered with student Contents Insurance, as there’s no law saying you have to.
It might seem like you don’t have enough stuff as a student to get insurance, but your things are probably worth more than you think - and replacing them could cost quite a bit. If you’re curious about how much your stuff could cost our Contents Calculator can make a quick estimate for you.
It might seem like you don’t have enough stuff as a student to get insurance, but your things are probably worth more than you think - and replacing them could cost quite a bit. If you’re curious about how much your stuff could cost our Contents Calculator can make a quick estimate for you.
With all the different insurance policies out there it might seem like you need something different for student room insurance or student halls of residence insurance. At Urban Jungle we’ve made it simple - our student Contents Insurance could cover you if you’ve got your own room or you’re sharing a house with 5 other students!
Student halls Contents Insurance
If you’re living in halls of residence, Urban Jungle is designed to cover your belongings as long as your room has an exact address - in other words, it just needs a room number. For the cover to apply to your room, you’ll also need a lock on your door.
To cover your things in shared areas like kitchens and living spaces you can add Common Areas. For this to apply the common area should be kept locked and not open to the public. Theft won’t be covered unless there are signs of forcible and violent entry.
Student house Contents Insurance
Many traditional insurers don’t cover shared accommodation because they view more people living in one place as a higher risk. Urban Jungle provides policies designed specifically for sharing renters. Our student Contents Insurance policies can cover houses with up to 6 housemates total.
In student house shares Urban Jungle doesn’t require a lock on your room. But cover won’t apply to theft if there aren’t signs of forcible and violent entry.
Student halls Contents Insurance
If you’re living in halls of residence, Urban Jungle is designed to cover your belongings as long as your room has an exact address - in other words, it just needs a room number. For the cover to apply to your room, you’ll also need a lock on your door.
To cover your things in shared areas like kitchens and living spaces you can add Common Areas. For this to apply the common area should be kept locked and not open to the public. Theft won’t be covered unless there are signs of forcible and violent entry.
Student house Contents Insurance
Many traditional insurers don’t cover shared accommodation because they view more people living in one place as a higher risk. Urban Jungle provides policies designed specifically for sharing renters. Our student Contents Insurance policies can cover houses with up to 6 housemates total.
In student house shares Urban Jungle doesn’t require a lock on your room. But cover won’t apply to theft if there aren’t signs of forcible and violent entry.
We make insurance that is fair, simple and created for the times we live in. We know you’ve got a million and one things you’d rather be doing, so we’re making it easy to get clear and trusted cover so you get back on with your life.
Clear, fair prices
Student Contents Insurance starts from just £5 a month, or £60 a year. So if you’re looking for insurance during term time, our monthly policies might suit you better than traditional insurers’ annual ones.
Covered in minutes
We want to make things as quick and easy as possible, no baffling questions, just a few simple details – we won’t ask how flat your roof is!
Tweak your package
Design your student Contents Insurance policy to suit you. Add the coverage you need, take off what you don’t and make changes whenever you need online for free. You can cancel any time for free.
Here’s how it works
Give us a few details
Just 5 quick and easy questions about your current setup. No unnecessary questions from us.
Customise your package
Create a policy to suit your needs, like adding Common Areas Cover. Never pay for cover you don’t need.
Relax. You’re covered
You’re all set! Need to make a change? Update your policy or cancel online for free 24/7.
Get the best student Contents Insurance for you by adding and removing any cover you like from Urban Jungle’s policies.
Out of Home Cover
You can protect the stuff you usually carry around like your laptop and phone by adding Out of Home Cover to your student Contents Insurance. Plus, if you move, you can update your address to be covered in your new place, or cancel online for free any time.
Accidental Damage Cover
At Urban Jungle we understand accidents happen, so we’ve included Accidental Damage cover as standard in your student Contents Insurance policy. Spills, knocks, and breaks happen… we’ve all been there!
Out of Home Cover
You can protect the stuff you usually carry around like your laptop and phone by adding Out of Home Cover to your student Contents Insurance. Plus, if you move, you can update your address to be covered in your new place, or cancel online for free any time.
Accidental Damage Cover
At Urban Jungle we understand accidents happen, so we’ve included Accidental Damage cover as standard in your student Contents Insurance policy. Spills, knocks, and breaks happen… we’ve all been there!
More resources for students
You might be wondering...
Your student Contents Insurance policy can cover your “contents” -
that’s the things you own and take around with you.
So, it’s the things that are part of the structure of your home
that your policy won’t cover. Think of things that are considered
part of the building, like the flooring or the kitchen sink.
If you don’t have Tenants Liability Cover, your landlord’s contents
won’t be covered by your policy. You can check whether you have
Tenants Liability Cover in the policy document before you buy your policy.
Most insurance providers will ask you loads of questions before
giving you a quote - things like “How flat is your roof?” or
“What are your external walls made of?”. Odds are, you won’t have
the answers and won’t be sure how to find them out.
To get an Urban Jungle student Contents Insurance quote we only
ask you a few simple questions, such as your address, the number
of people you live with, and how much your stuff costs. It might
feel tricky to tally up how much all your belongings are worth,
but we’ve made a handy calculator to help you out!
You’ll need to decide when you want your stuff to be covered. If
you’ve already moved into a place you can still take out a policy,
but it’s often a good idea to be covered as soon as you move in.
With Urban Jungle Contents Insurance, you choose the day your
policy begins so you’ll only pay for the cover you use. You can
also cancel for free at any time if you decide you don’t need
cover anymore.
Some universities already have insurance for your stuff when it’s
in your student room, so it’s worth checking if your university
already has a policy covering your stuff. In order to have cover,
you’ll usually need to make sure your bedroom door is locked, and
your uni’s policy probably won’t cover your things if they’re
outside your room.
Urban Jungle student Contents Insurance policies are designed to
cover you if you have a unique address. So, if you have a room
number and your door has a lock, we might be able to cover you in
your halls of residence. If you pick the ‘Out of Home’ add-on your
things will also be covered when you’re on the go.
Many insurance providers don’t cover shared accommodation like
student houses, because, with more people in a house, the risk of
something happening is higher. Urban Jungle Contents Insurance
policies are designed for renters, who very often share their home
with others!
With Urban Jungle student Contents Insurance, you can get a policy
that covers student houses with up to 6 people living there. You
can also add your housemates to your policy as well.
Student Contents Insurance prices will vary depending on your chosen insurance provider. According to ABI, the average cost of Contents Insurance is £127 a year - Urban Jungle’s student Contents Insurance policies start from just £5 a month.
You’ll need to check your parents’ Home Insurance policy to see
if you’ll be covered once you move away from home. Some insurance
providers’ home insurance policies will cover you when you’re
away from home.
If you are covered you might find you’re only covered in your
room, so you might want to get a student Contents Insurance
policy instead. That way you can do things like adding your
housemates to your policy if you live in a student house, or add
additional cover for common areas or when you’re out and about.
Most student Contents Insurance policies cover mobile phones
within your home, but for it to be covered on the go, you’ll need
to buy an ‘Out of Home’ add-on. Mobile phones can be covered by
Urban Jungle’s student Contents Insurance policy.
Most insurance providers will have a limit on how old your
mobile phone is. You can check this in a sample policy document
before you buy an insurance policy to see if you might be covered.
Most Home Insurance policies will provide cover for bikes outside
your home as an optional add-on. When you get your Urban Jungle
student Contents Insurance quote, you’ll be given the option to
add Out of Home to your policy.
To be covered you may need to lock your bike in a certain way and
to a permanent fixture - you can check this in the policy document
before you buy your policy.
The Urban Jungle student Contents Insurance policy is designed to
cover bikes up to a value of £2,000 with our optional add on ‘Out
of Home’.
Most contents insurance policies will provide some level of cover
for your laptop when you’re at home. If you want cover when you’re
out and about you’ll usually need to opt for an ‘Out of Home’
add-on to your policy.
Laptops can also be included in Urban Jungle’s student Contents
Insurance policy. Your policy will be specific to the level of
cover you choose, so it’s best to read your policy documents to
check your level of cover.
If you want your laptop to be covered when you’re out and about
or in common areas you might need to include these add-ons to
your policy when you buy it. You can check whether your laptop
is included in your cover by reading your policy document before
you purchase.
Here when you need us
Need a hand or got a question? No problem. Our team of experts are here to help on live chat or by phone. Or take a look at our FAQs.
Our FAQs Get in touchNot quite right? Find the policy that’s right for you.
Urban Jungle’s Contents Insurance policy is underwritten by Canopius Managing Agents.
Copyright © 2016 - Urban Jungle Services Ltd. Urban Jungle Services Ltd is a company registered in England and Wales under company number 10414152. Urban Jungle is authorised and regulated by the Financial Conduct Authority, under the registration number 782061. See the Financial Services Register for further details.
