Tenants liability insurance

Tenants liability insurance covers your landlord’s stuff as a renter.

Landlords or letting agents usually recommend that you get tenants liability insurance. Tenants liability cover can help protect your deposit if you accidentally damage your landlord’s fixtures, fittings or furniture.

Urban Jungle sells a stand-alone tenants liability insurance product from just £55 per year.

Get a quote

Tenants liability insurance


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                        table with book, plant and glasses on it. The image includes
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Tenants liability insurance covers your landlord’s stuff as a renter.

Landlords or letting agents usually recommend that you get tenants liability insurance. Tenants liability cover can help protect your deposit if you accidentally damage your landlord’s fixtures, fittings or furniture.

Urban Jungle sells a stand-alone tenants liability insurance product from just £55 per year.

Get Covered

            An armchair with blanket, cushion and laptop. A small side
            table with book, plant and glasses on it. The image includes
            Urban Jungle hearts above the chair.

What is tenants liability insurance and what does it cover?

Tenants liability insurance covers your landlord’s stuff that your tenancy agreement says you are liable for. It can help protect your deposit if you accidentally damage your landlord’s fixtures, fittings or furniture.

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Accidental damage can range from things as small as a stain on the carpet, or a broken lamp, to more serious damage like broken windows or burst pipes.

Most tenants liability policies won’t cover you for your liability in causing fire, theft or flood damage, or any damage to the building (that would be covered by the landlord’s buildings insurance). No policy will ever cover you for wear and tear, or any damage caused deliberately or through negligence.

You can read our tenants liability guide for more information.

Who is tenants liability insurance for?

Tenants liability cover is for renters/tenants. It’s common that landlords and letting agencies recommend their tenants have this type of insurance, although under new laws they can no longer enforce this.

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Our standalone tenants liability insurance policy is most suited to people who don’t have many personal possessions and want to protect their deposit or are being advised to buy it by their landlord or letting agent.

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Tenants liability insurance is also included in our contents insurance at no extra cost, so if you’re looking for cover for your personal belongings, as well as protecting your landlord’s things against accidental damage. Our home contents insurance policy is what you need - cover from £5 per month!

Why Urban Jungle?

Urban Jungle’s tenants liability offering is comprehensive, and at £55 per year for £5,000 of cover, it’s a competitive price against other providers. Our tenants liability insurance options are designed to meet the landlord and letting agent’s requirements, so you can be sure it covers what you need.

Our stand alone tenants liability insurance is £55 per year for £5,000 of cover, or £65 per year for £10,000 of cover.

Product features

  • £5,000 - £10,000 accidental damage cover
  • Includes cover for your landlord’s furniture and fixtures
  • Cover for anyone on the same tenancy agreement
  • £100 excess

Alternatively, our home contents insurance policy with tenants liability cover included starts from just £5 per month or £60 per year! That means your personal stuff could be covered too for just £5 more per year!

Get Covered

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We're here to help

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Our team of experts is here to help you at every stage of the process. We’ve also written a bunch of handy FAQs to answer any questions you might have!

Read our FAQs Get in touch with our support team

Not what you’re looking for? Check out our other policies!