Select by Urban Jungle is a specialist home insurance policy designed for all sorts of people and properties, providing either Buildings & Contents or Buildings-only cover.

Select by Urban Jungle is specialist property insurance that offers cover for many non-standard circumstances, including: 

• UK Holiday Homes and lets 
• Homes with non-standard roof or wall materials 
• Unoccupied properties
• Listed or older buildings
• Landlord insurance
• Homes used for childminding
• Homes in probate
  


Wondering how to insure a non-standard home? If any of the above sounds like what you need, you can get a quote for Select by Urban Jungle below.

What is Non-Standard Home Insurance? 

Non-Standard Home Insurance is insurance for houses or circumstances that are a bit different, such as a listed building. This can include different types, like a flat roof, or wall materials like a timber frame. It also may cover various uses of your home, like a holiday let, B&B, Airbnb or having a lodger. Personal circumstances, such as a previous claim or having a vacant property can also be covered.

Get a Select by Urban Jungle Buildings & Contents or Buildings only quote here:

Why “non-standard”? 

Standard home insurance policies might not be able to cover all properties - whether due to being an older property, being left unoccupied, or sitting in a flood risk zone. Most British houses have brick walls, and a tiled roof. This won't be the case everywhere but is typically considered standard construction in the UK. However, many older (like Tudor houses) or more modern constructions (like new-build properties) use different wall or roof material types, so the house itself could be considered non-standard. 

Your property may also be considered as non-standard due to its occupancy. For example; if the property is left unoccupied for more than 30 days consecutively, used as a UK holiday home or holiday let, or let out to long-term tenants. This can also apply to situations like ongoing building work being carried out at your property. 

Personal circumstances, like criminal convictions, bankruptcy or CCJs (County Court Judgements), can also mean you may need non-standard home insurance cover.

Who is non-standard home insurance for? 

Non-standard buildings insurance is for homeowners. It covers your building and the structural parts of your home against damage. 

If you’re buying your property with a mortgage, your mortgage provider will often require you to have Buildings Insurance in place from the date of exchange.

With Buildings & Contents Insurance you not only get cover for the structural parts of your home, but also the stuff in it under a single combined policy. You also may be able to get cover for a renovation, or if you're doing building works such as building an extension or doing a loft conversion.

You don’t usually need buildings and contents insurance for your home if you’re renting a property. If you are a tenant and want to insure your stuff, check out our Home Contents Insurance.

With our online quote process and easy online account management, Select by Urban Jungle Buildings and Contents Insurance makes it easier to find cover when you have non-standard circumstances.

What does Select by Urban Jungle cover? 

Select by Urban Jungle’s Buildings and Contents Insurance policy is made for homeowners who need insurance for their property, its fixtures and the possessions inside, so your entire home is covered.

Select by Urban Jungle policies can be bought as a combined Buildings & Contents policy or as a standalone Buildings Only policy: