Public liability insurance can cover you for compensation or
legal costs if you become liable for damage or injury caused
by an accident in a public place.
Occupiers liability insurance covers costs if you became liable
for an accident or injury that happens at your home.
Public and occupiers liability is usually included in home insurance policies. This is true for both homeowners and renters. Urban Jungle home insurance policies include occupiers and public liability insurance coverage as standard. Policies start from £5 a month. Get a quote in minutes!
Public liability insurance can cover you for compensation or
legal costs if you become liable for damage or injury caused
by an accident in a public place.
Occupiers liability insurance covers costs if you became liable
for an accident or injury that happens at your home.
Public and occupiers liability is usually included in home insurance policies. This is true for both homeowners and renters.
Urban Jungle home insurance policies include occupiers and public liability insurance coverage as standard. Policies start from £5 a month. Get a quote in minutes!
So you may be asking, ‘what is the definition of public liability
insurance?’ and ‘what does public liability insurance mean in the UK?’.
The definition of public liability insurance breaks down to:
Public - the law that deals with things that affect the general public.
Liable - something you’re legally responsible for.
It’s also sometimes abbreviated as ‘PL insurance’ and ‘PLI insurance’. Essentially public liability insurance cover is there for when accidents happen unexpectedly, and a person involved gets hurt and seeks compensation through legal means.
As liability insurance covers people in their homes - it’s typically included within home insurance policies rather than sold as a separate stand-alone policy.
Urban Jungle policies include cover for public liability and many other things too. Find out more about our Buildings Insurance, Contents Insurance, and Buildings & Contents Insurance on our website.
What public liability insurance and occupiers liability insurance covers
will usually depend on the policy you buy.
Urban Jungle insurance policies are designed to
cover legal costs or compensation if someone successfully finds you
legally liable for an accident that happens at your property or
anywhere in the world.
So, when do you need public liability insurance? Basically, accidents
happen and unexpected legal costs could be expensive. For example,
it’s designed to cover things like...
Urban Jungle policies include public liability insurance cover as
standard, for up to £2 million for overall costs and £20,000 for
legal defence costs.
If you’re a homeowner, Urban Jungle liability cover also includes
cover for legally liability for duty of care on work carried out on
a home you owned, as described under Section 3 of the Defective
Premises Act 1972.
Depending on the policy you have, there are some things that won’t be covered by public liability insurance policies. An Urban Jungle’s public liability insurance policy doesn't cover…
As a general rule, it’s always important to check the policy document of the insurance before you purchase to make sure it suits you. You can check out our Buildings Insurance policy document, Contents Insurance policy document, and Buildings and Contents Insurance policy document online.
If you’re wondering, ‘where can I get public liability
insurance?’, the quickest way to get public liability
insurance is an online quote.
It’s typically an ‘add-on’ to home insurance policies, but
at Urban Jungle it’s included as standard. To get public
liability insurance simply get a home insurance quote.
Buy Urban Jungle public liability home insurance by clicking
here!
When getting a public liability insurance quote, as part
of your home insurance we’ll ask you a set of questions
about your current circumstance, for example where you
live and who you live with. We make buying public
liability insurance simple with our easy questions
meaning you can be covered in minutes.
More details about our
Buildings Insurance,
Contents Insurance, and
Buildings and Contents Insurance are available to read through online.
How much does public liability insurance cost in the UK? Read on to get
the low down on public liability price.
If sold as an ‘add-on’ to home insurance policies a price will be displayed. If
included as standard there won't be a price displayed for this cover.
The cost of public liability insurance in the UK would be incorporated
into the total price of your home insurance policy. While an amount might
not be displayed when you’re buying your policy, typically the public
liability insurance cost will depend on the provider you buy your home
insurance policy from and the cover levels. The cover levels will be the
maximum amount of money the insurance provider might pay for legal costs
or compensation.
The average cost of public liability insurance can be hard to estimate,
but at Urban Jungle public liability cover is included in our home
insurance which starts from just £5 a month!
How much does public liability insurance cost in the UK? Read on to get
the low down on public liability price.
If sold as an ‘add-on’ to home insurance policies a price will be displayed. If
included as standard there won't be a price displayed for this cover.
The cost of public liability insurance in the UK would be incorporated
into the total price of your home insurance policy. While an amount might
not be displayed when you’re buying your policy, typically the public
liability insurance cost will depend on the provider you buy your home
insurance policy from and the cover levels. The cover levels will be the
maximum amount of money the insurance provider might pay for legal costs
or compensation.
The average cost of public liability insurance can be hard to estimate,
but at Urban Jungle public liability cover is included in our home
insurance which starts from just £5 a month!
You may be wondering… who needs public liability insurance
in the UK? Public liability insurance can be added onto or
included in home insurance policies whether you’re a homeowner
or a renter.
So is public liability insurance a legal requirement? Or, is
public liability insurance compulsory? While public liability
insurance isn’t a legal requirement or compulsory to all home
insurance policies, it’s a part of insurance you may want to
consider.
It’s up to you to decide if you need public liability insurance
- but choosing a policy that includes it as standard, could
make life a little simpler!
We’re here to make insurance smart and simple. We know you’ve got a million and one things you’d rather be doing, so we’re here to make insurance simple so you can get back on with your life.
Clear, fair prices
Unlike some other insurance providers, we don’t charge interest if you pay monthly.
Covered in minutes
We want to make things as quick and easy as possible, no baffling questions, just a few simple details – we won’t ask how flat your roof is!
Tweak your package
Design your Buildings Insurance policy to suit you. Add the coverage you need, take off what you don’t and make changes whenever you need online for free.
Here’s how it works
Give us a few details
Just a few quick and easy questions about your current setup. No unnecessary questions from us.
Customise your package
Create a policy to suit your needs, like adding Public Liability Cover. Never pay for cover you don’t need.
Relax. You’re covered
You’re all set! Need to make a change? Update your policy or cancel online for free 24/7.
Here when you need us
Need a hand or got a question? No problem. Our team of experts are here to help on live chat or by phone. Or take a look at our FAQs.
Our FAQs Get in touchNot quite right? Find the policy that’s right for you.
Urban Jungle’s Public Liability Cover is underwritten by Wakam UK Limited.
Copyright © 2016 - Urban Jungle Services Ltd. Urban Jungle Services Ltd is a company registered in England and Wales under company number 10414152. Urban Jungle is authorised and regulated by the Financial Conduct Authority, under the registration number 782061. See the Financial Services Register for further details.
